Financial Services
Service Support Financial Services

Financial Services

Financial leasing is a credit sales tool that allows users to obtain the right to use engineering machinery products with fewer funds.

Six advantages of Lonking financial leasing
1. More financing channels for users;
2. Lower down payment threshold for users;
3. Flexible selection of repayment period by users based on the income;
4. Short credit review time and more flexible review standards than banks;
5. Fixed financing rate to avoid the increase of capital cost.
Financial leasing options
We offer several options for financial leasing. Please negotiate directly with Lonking's distribution agencies to determine the financial leasing elements such as specific equipment price, down payment, security deposit, service charge, financing term, and payment amount for each installment.

The following materials shall be provided for applying for financial leasing business

Natural person user

Identity certificate: identity certificates, household registers and marriage certificates of the lessee and his/her spouse

Proof of income: bankbooks and bank statements (copies for the past 6 months) (if any) of the lessee and his/her spouse

Property certificate: house property ownership certificate, driving license or purchase invoice (copy), and bank certificate of time deposit (if any)

Project contract: refers to the project contracting/equipment leasing agreement or the letter of certification of the project employer/subcontractor/or relevant leasing contract (if any)

Guarantee: third-party guarantee, signing of guarantee contract

Corporate user

Company qualification certificates, including business license, tax registration certificate, organization code certificate, and identity certificate of legal representative

Documentary evidence of financial position: financial statements for the last three years (if any) and the latest period


Project contract: refers to the project contracting/equipment leasing agreement or the letter of certification of the project employer/subcontractor/or relevant leasing contract (if any)

Guarantee: third-party guarantee, signing of guarantee contract

Note: The guarantor is a corporate, and the legal representative is under the age of 65.

Financial leasing business consulting